A (very affordable) Debt Settlement Law Firm
Mon. - Fri. 8:00AM - 7:00PM
Tel: 1.866.570.9988
E-mail: contact@debtlaw.ca
A (very affordable) Debt Settlement Law Firm
Office Hours:
Mon. to Fri.
8:00AM - 7:00PM
As Featured In:
DEBT RELIEF OPTIONS
- STOP COLLECTORS FROM CALLING
-
DEFEND AGAINST BANK LAWSUITS
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WITHOUT DECLARING BANKRUPTCY OR CONSUMER PROPOSAL
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REDUCE UP TO 80% OF YOUR DEBT
OWED:
$50,000
SETTLED:
$14,000
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AS FEATURED IN:
GEM's Leadership Team
Scott Cook
Principal Lawyer
Daria Chyc
Associate Lawyer
George Doufexis
Operations Manager
Maria M.
Negotiations Manager
GEM's Leadership Team
Scott Cook
Principal Lawyer
Daria Chyc
Associate Lawyer
George Doufexis
Operations Manager
Maria M.
Negotiations Manager
We Can Help You Eliminate Your Debts!
We are a Licensed Canadian Law Firm. We strive to significantly reduce your debt load, by utilizing lawful negotiation strategies against your creditors. In fact, we save our clients $1000's.
Debt Settlement is a lawful and effective alternative to get out of debt, without the long-term consequences.
GEM Debt Law is a Trusted Debt Settlement Firm
Debt Settlement, it’s NOT Bankruptcy and it’s NOT Consumer Proposal either.
Debt Settlement is a lawful way to only pay minimal portions of your debts. It's common to reduce debts by over 60%. Without the need for Consumer Proposal or Bankruptcy, negotiations are conducted directly with creditors, i.e. banks, lenders, etc... The remaining debt balances are forgiven by the creditors - waived entirely. You don’t pay the full debt balances and the debts are gone forever.
Debt Settlement doesn’t have those consequences you get with Consumer Proposal or Bankruptcy.
Keep the Credit Cards - Try Debt Settlement!
Benefits of Debt Settlement
Consequences of Bankruptcy and Consumer Proposal
- Consumer Proposal requires cutting up ALL your credit cards...it may be difficult to qualify for new credit in the future
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It remains on your Credit Report for up to 6 years
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It's very difficult to qualify for any loans or credit cards for many years
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The Bankruptcy Court may impose restrictions on your lifestyle
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Bankruptcy is a public searchable record
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Some licensed professionals must discontinue their license
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You cannot be a Director of a Company in Bankruptcy
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It requires repayments towards every account, property...
- You can choose which credit cards & lines of credit you want to keep using
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Debts can be settled within days
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Your credit score can increase, as debts are settled and eliminated
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You can qualify for lower interest credit or loans - even mortgages
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Settlements can be kept private and confidential
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Non-litigated debts are negotiated without public notice
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Litigated debts are removed from the Court docket immediately upon settlement
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Keep your professional license and your business reputation
Consequences of Bankruptcy and Consumer Proposal
Debt Settlement Wins!
Contact Us
Complete our brief form to connect with a GEM DEBT LAW Advisor for a FREE consultation.
East Office: 7800 Woodbine Avenue
Markham, ON L3R 2N7, Canada
West Offices: 4246 97 Street NW, Unit 100
Edmonton, AB T6E 5Z9, Canada
Tel: 1-866-570-9988
About GEM Debt Law
GEM Debt Law is a Multidisciplinary Law Practice providing legal services and representation through Cook Law Professional Corporation, a licensed Law Firm under the Law Society of Ontario. Cook Law Professional Corporation and its licensees operate in partnership with Daria Chyc, a licensed Lawyer under the Law Society of Alberta. Gem Debt Law serves clients in Manitoba, Saskatchewan, British Columbia and other Provinces, on a temporary basis under the National Mobility Agreement between the Provincial Law Societies.
We strive to significantly reduce our clients’ debts with negotiation. We have saved clients $1000s!
Our Office Locations
ONTARIO: 7800 Woodbine Avenue
Markham, ON L3R 2N7, Canada
ALBERTA: 4246 97 Street NW, Unit 100
Edmonton, AB T6E 5Z9, Canada
Tel: 1.866.570.9988
E-mail: contact@debtlaw.ca
Questions?
Contact us and start the process that will end the collector’s calls and get rid of your debt today.
Conditions may apply to any information or offer expressed on this website. Inquire with a member of GEM’s team for further details regarding fee rates, program offerings, etc…. We cannot guarantee any outcome; HOWEVER, we stand by our consistent record of success on behalf of clients. You may be deemed ineligible for our Programs; for example, if you are unemployed and/or receiving financial assistance, etc..